Www consolidating student loans com

I was able to choose the amount I wanted to pay each month, extending the timeframe for the loan by a few months in order to pay a little less, or shortening the timeframe if I wanted to pay more.

I hope Earnest can improve this aspect of their business! They were constantly buying/selling my loans, providing below average consumer service, and making it very difficult to manage my account.

It made something that is inherently difficult and emotional into something I look forward to doing. My payments have been affordable and have had nothing but positive experiences with their customer service when I've had to call and ask questions. I have read that the support staff is always available throughout the terms of the loan so let's hope Earnest continues to provide high customer service-one of the main reasons I chose Earnest!

I just re-financed with Earnest and they have been great so far!

Student loan consolidation is the process of unifying several loans with different rates and terms into a single loan with a single payment.

The blended interest rate is determined by calculating the weighted average interest rate of the original loans (meaning higher balance loans have greater impact).

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Transferring my loans to Earnest was very easy and it will save money with a lower interest rate. Sallie Mae and Navient have been bilking customers for too long with high interest rates. Second big factor in my decision was the ability to have payments twice a month. I was concerned about giving out my info but it was safe and confidential. I felt wary of making a change from the Federal repayment system, primarily because I was worried that if something unexpected were to happen to me, that my family would be stuck with a large private loan.

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